FinCEN requires ongoing personnel training as a mandatory pillar of the AML program (31 CFR 1022.210). This course covers it in 60 minutes per employee and leaves you what the examiner actually asks for: certificates with folio numbers, scores and an organized file. The Complete kit includes 1 seat.
BUY COMPLETE KIT — USD 590See contentsThe owner "verbally explains" things to the new hire, or hands over a PDF nobody reads. Then the IRS examiner interviews the cashier, she doesn't know what a SAR is or what the CTR threshold is — and the routine exam becomes a deep exam.
Training date per employee, content covered, passed evaluation, signature. This course produces exactly that file: certificate with unique folio (EVD-BSA-year-company-sequence), evaluation record and an inspection-ready folder.
BSA and FinCEN in plain language, the 4 pillars of the AML program, the three memorable numbers ($10,000 / $2,000 / $3,000) and the three things that are never done.
CTR with aggregation, SAR with absolute confidentiality, structuring with the 6 teller-window signals, and a worksheet of examples from your own business (what turns a generic course into YOUR training).
What to record and how long to keep it, the 48-hour test, and step-by-step SDN list screening — including how to resolve a false positive without violating anything.
What the examiner asks for and in what order, the 4 interview questions every employee must be able to answer, and the folder structure that turns the exam into paperwork.
Owner's guide (run it in 3 steps) · 20-question bank with answers (administer 10, pass at 8/10) · evaluation record template · certificate with verifiable folio.
You run an MSB in the US (remittances, exchange, check cashing, crypto-ATM); you need to satisfy the training pillar this year with real evidence; you want your team to understand the "why", not just sign a sheet.
You don't have a written AML program (this course is pillar 3; without pillars 1-2 the training hangs in the air — start with the US MSB Kit — Essential, which is also included in the Complete kit), or you already have a noticed exam (you need a lawyer, not a course).
No such official certification exists — and anyone selling you one is lying. FinCEN requires ongoing training with evidence; this course delivers exactly that: content, evaluation and documentary certificate.
Annual is the prudent standard and what exams expect to see.
Two attempts included with rotated questions. The certificate is only issued on a real pass — that's what makes it defensible.
The US MSB Kit — Complete includes 1 seat (one person).
Digital delivery after payment confirmation: modules, quiz, templates and owner's guide. Unique license folio per purchase.
One-time payment. Includes 1 seat for this course, the full Essential kit and the "Your first year as an MSB" course.
BUY COMPLETE KIT — USD 590