Four standard operating procedures (SOPs) for a small MSB: CTR, SAR, OFAC screening and structuring — step by step, with owner, deadline and evidence template for each. Customize them in 45 minutes, sign them, and your team operates the same way every day.
BUY ESSENTIAL KIT — USD 149See contentsCash over $10,000 with per-person/day aggregation: the 6 counter steps, what to tell the customer (naturally — it's routine), what to do if they refuse to identify themselves, and the signed monthly control.
The complete decision chain: detection → same-day escalation → documented decision (file OR don't file, both in writing) → Form 111 on time. With the absolute confidentiality rule and the scripted answer if the customer asks.
Before every transmission, no minimum threshold: how to check the SDN list, what to do on a probable match (stop, document, escalate), and how to clear false positives on common names without violating anything.
The 6 counter signals, the 5-step protocol (never confront, never tip off), and the 5 ready-to-use evidence templates: F-CTR-1, F-SAR-1, F-OFAC-1, F-OFAC-2 and the monthly controls log.
A signed SOP nobody follows is worse than no SOP: it's evidence you knew the procedure and ignored it. This kit includes the 45-minute adoption guide — customize, sign, train, operate. In that order.
You already have (or are building with the Essential Kit) your AML program and need the day-to-day operating procedures; you have counter staff who need clear instructions; you want evidence of consistent operation.
Your operation spans multiple states with a complex structure (your specific procedures need legal review).
One-time payment. Also includes the Form 107 registration guide, the 40-point checklist, the annual BSA calendar and the W-9/W-8 kit.
BUY ESSENTIAL KIT — USD 149